International Financial collects information from visitors who access the various parts of our Web site. We do not share this information with third parties. However, we may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that law requires such disclosure. We do not use information gathered in any marketing or sales promotions.

We want you to understand our commitment to personal privacy and our use of information. For this reason, we have prepared this privacy policy. International Financial reserves the right to make changes to this policy and to our related procedures at any time. As we make changes to our policy, we will update this Web page.

We preserve the content of your email, your email address, and our response so that we may better serve you. Depending on the content of your email, we may be required by existing laws and regulations to keep this information.

Permission to Print and Copy
Permission to print and copy documents or graphics from this site is granted for personal and noncommercial use only and is expressly conditional upon your agreement that all prints or copies shall contain or refer to the copyright or proprietary notices in the International Financial Web site. The format and contents of the information shall not be altered in any way, and you will indemnify International Financial for damages and expenses, including attorneys' fees, it incurs related to your use of such materials and your breach of these requirements. No permission is granted to print and copy documents created by parties other than International Financial and appearing on this Web site, unless so indicated and subject to the restrictions indicated.

Warranty Disclaimer and Exclusion
International Financial makes no representations and hereby disclaims all warranties, expressed or implied, as to the timeliness, accuracy, completeness or suitability for any purpose of the information contained in the documents and related graphics published by International Financial its Web site or elsewhere on the Internet. The International Financial Web site and all such information are provided as is, as available. The information on the International Financial Web site shall not constitute any representation, warrant, or other commitment by DST or any of its affiliates with respect to any of the products or services described on the International Financial Web site.

Exclusion of Damages
In no event shall International Financial be liable for any damages whatsoever, whether actual, special, incidental, direct, indirect, punitive, exemplary or consequential arising out of the use of the International Financial Web site or any of the information or materials contained therein or accessible there from, including without limitation loss of profits or data, or the risks of the stock market.

User Responses
Should any user of the International Financial Web site or viewer of documents or graphics copied or printed therefrom communicate with International Financial about the Web site, or the documents, graphics or information contained therein, International Financial shall have no obligation of any kind with respect to such communication, which shall be deemed non-confidential, and International Financial shall be free to use and distribute the information contained in such communication for any purpose whatsoever, unless International Financial and the party responding otherwise agree in writing.


Copyright 2008. Unless otherwise stated, copyrights and all similar rights in all material presented on the International Financial Data Services Web site, including graphical images, are owned by International Financial. Publication of materials on the International Financial site does not constitute the placing of such materials in the public domain.

Trademarks & Service Marks
No license, assignment, or permission is granted herein, expressly, implicitly, or otherwise to use any trade name, trademark or service mark of International Financial or of any other party.

Links Provided
References on this Web site, or links to or from this Web site to mutual funds/variable annuities, financial advisors, or any other entity which may offer securities or other investments for sale do not constitute any offer to sell any such securities or investments, nor do such links constitute any endorsement, referral or other recommendation of any kind.